Toronto Renovation Grants & Tax Savings: Your 2027 Homeowner's Guide

A renovation is one of the best investments you can make in your home, and in 2027 there's real support available to help you make it. Between provincial rebates, City of Toronto subsidies, and federal tax credits, many of our clients are able to offset a meaningful share of their project costs. The key is knowing which programs fit your plans and building them into your project from the very first conversation.

That's how we approach every project. Whether you're planning a full interior renovation, adding a garden suite, or upgrading the heating system in, here's our updated breakdown of the grants, tax credits, and savings available in Torotno for 2027, and how to plan around them.
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A note on timing: Program details, amounts, and deadlines change regularly. The figures below reflect what's published as of this post. We always confirm current eligibility with each program before your project begins.

Provincial & Utility Rebates: Home Renovation Savings (HRS) Program

Ontario's Home Renovation Savings (HRS) Program, delivered jointly through Enbridge Gas and Save on Energy, offers rebates for energy-efficiency upgrades to your home's heating, insulation, and building envelope. There are two ways to participate, depending on the scope of your project.

Planning tip: The pre-renovation assessment must happen before any eligible work begins. We schedule it as part of pre-construction so nothing is left on the table.

City of Toronto Municipal Incentives & Subsidies

Basement Flooding Protection Subsidy Program (Updated)

Toronto's climate adaptation efforts include significant protection for homeowners vulnerable to sewer backups and heavy rainfall. The City provides direct subsidies covering up to 80% of invoiced costs, capped at a total of $6,650 per property.